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Ohio bill would recognize healthcare sharing ministries as non‑insurance organizations
Summary
House Bill 21 would clarify that healthcare sharing ministries are nonprofit, charitable organizations rather than insurance companies, place them under the Ohio attorney general’s oversight instead of the Department of Insurance, and authorize tax and coverage accommodations; proponents said the change preserves choice while committee members pressed for consumer protections and operational details.
Representative King told the Senate Financial Institutions, Insurance and Technology Committee that House Bill 21, titled the Freedom to Share Act, would update Ohio law to clarify that healthcare sharing ministries are not insurance companies but nonprofit, charitable organizations in which members voluntarily share medical needs.
"This bill clarifies that healthcare sharing ministries are not insurance companies and are exempt from Ohio's insurance code," King said, adding the bill would place qualified ministries under the Ohio attorney general’s oversight, allow participation to satisfy college or university health‑coverage…
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