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Franklin City board lowers vendor alcohol-liability threshold, adopts updated contractor insurance rules

Board of Public Works and Safety · December 12, 2025
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Summary

The Franklin City Board of Public Works and Safety adopted Resolution 26-01 to keep $2 million general liability but reduce required alcohol-liability coverage for event vendors to $1 million to ease vendor compliance at amphitheater events, and formalized a separate vendor agreement for service providers.

The Franklin City Board of Public Works and Safety voted Feb. 18 to adopt Resolution 26-01, updating the city’s insurance and indemnification requirements for contractors and vendors.

City Attorney Lynn Gray presented the measure, saying the changes respond to industry availability and insurer guidance for amphitheater events. “We added that language then changing the alcohol requirement from 2,000,000 to 1,000,000, but 2,000,000 for a general liability policy,” Gray said, noting that insurers told the city the $1 million alcohol-liability coverage is readily available to vendors.

Gray said the resolution also requires vendors who provide services to the public to sign a separate vendor agreement distinct from construction contracts used by public-works contractors, and clarifies that simple supply purchases need not carry the same high insurance limits.

Board members said the change balances risk management with practical vendor access for city events. A motion to adopt Resolution 26-01 was moved and seconded and approved by voice vote; the board did not record individual roll-call tallies in the minutes provided.

What this means: event vendors that serve alcohol will now be required to carry $1 million in alcohol-liability coverage and $2 million for general liability as a condition of doing business with Franklin City, per the resolution text approved at the meeting. The city attorney advised the board this aligns with insurers’ practices and should reduce barriers for local vendors at public events.

Next steps: The resolution takes effect as adopted; staff will implement the new vendor agreement and update procurement forms to reflect the new coverage thresholds.