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Committee hears bill to allow point-of-sale protection plans for consumer goods

Subcommittee on Insurance, Life and Health · February 19, 2026
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Summary

Representative Gullett presented House Bill 11‑98 to modernize limited-lines insurance law so retailers can offer optional protection plans at checkout for items like eyewear and smartwatches; sponsor described it as a consumer convenience and regulatory alignment measure.

Representative Gullett presented House Bill 11 98 (LC520996), describing it as a narrow, consumer-convenience update to existing law that would modernize the definition of covered products so retailers can offer optional protection plans (the kind often sold at checkout for electronics and accessories) under a limited license. "This bill modernizes that definition...it doesn't require anyone to buy coverage, simply allows retailers at the point of sale if a customer wants to add that protection," Gullett said.

Why it matters: The sponsor framed the measure as a small practical update to give consumers more choice and align statutes with current retail practices. No audience witnesses spoke in opposition and committee members asked no questions during the hearing.

What happens next: The measure was presented as a hearing item with no vote taken; the chair thanked the sponsor and adjourned the subcommittee.