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Fairfield council approves CDBG amendment to expand housing rehab loans
Summary
On Feb. 17 the council voted unanimously to amend the FY25–26 CDBG annual action plan, directing $180,000 in unallocated CDBG funds plus $100,000 in revolving loan resources to increase the housing rehabilitation budget and support additional low- and moderate-income homeowners.
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The Fairfield City Council on Feb. 17 approved a first amendment to the fiscal year 2025–26 Community Development Block Grant (CDBG) annual action plan to expand the city’s Housing Revolving Loan Fund and housing rehabilitation program.
Housing Services management analyst Maisha Garnett told the council the amendment would allocate $180,000 from existing unallocated CDBG entitlement funds to the Housing Revolving Loan Fund and increase the housing rehabilitation budget by a total of $280,000, with the remaining $100,000 coming from revolving loan resources. “This increase will allow the city to support additional homeowners with critical health and safety repair needs,” Garnett said.
Garnett said the revolving loan fund, established in 2009, provides low-interest loans for income-eligible owner-occupants to address health-and-safety issues, ADA access improvements and major system repairs such as roofing, plumbing and electrical work. The program prioritizes low-income households, seniors, persons with disabilities and households facing urgent repair needs; Garnett said there would be no fiscal impact to the city’s general fund and no change to the city’s overall CDBG entitlement allocation.
During questions, Council member Williams asked how many households had been helped so far; Garnett said four households had been assisted in the current year and six additional households were in the pipeline, and she offered to follow up on how many projects were ADA-specific. Garnett also said the program accepts open applications and does not operate through a formal referral pipeline.
After the public hearing, a council member moved to approve the resolution (Resolution 2026-25). The motion carried unanimously. The resolution authorizes the city manager to execute any documents, contracts and memoranda of understanding necessary to implement the amendment.
The council’s action is intended to increase the number of owner-occupied homes that can receive repairs aimed at keeping longtime residents in their homes and stabilizing neighborhoods.

