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Senate committee advances bill to set state ‘guardrails’ for programmable money

Utah Senate Business and Labor Standing Committee · February 19, 2026
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Summary

Senate Bill 298, a substitute sponsored by Sen. Stratton, was recommended favorably after expert testimony warning programmable digital money could enable surveillance or social-credit features; sponsors said the bill signals state preferences and would not preempt federal authority.

Senator Stratton presented Senate Bill 298 (substitute) to establish state-level guardrails around programmable money and certain privately issued digital currencies. He said the aim is to preserve financial choice and ensure citizens retain alternatives if programmable features are introduced in widely used digital money.

Catherine Austin Fitts,…

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