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Exchange board approves 2027 standard plan designs amid warnings of higher premiums
Summary
The Washington Health Benefits Exchange board voted to approve the 2027 standard plan designs after staff outlined trade-offs across metal levels: a recommended bronze with a $7,000 deductible, silver plans with lower mental-health co-pays to preserve tax-credit value, and two gold options. The motion passed by roll call.
The Washington Health Benefits Exchange board approved standard plan designs for plan year 2027 during its Dec. 11 meeting after staff presented recommended benefit structures and actuarial trade-offs.
Leah (staff) and Kristin (senior policy analyst) guided the board through the design principles. Staff explained they modeled options under the planning assumption that enhanced federal premium tax credits would expire and that CMS's final actuarial value calculator was still pending. For the bronze plan staff recommended a design with a $7,000…
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