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House committee adopts carve‑out amendment and sends insurance bill to House floor

House Committee on Commerce and Consumer Protection · February 12, 2026
AI-Generated Content: All content on this page was generated by AI to highlight key points from the meeting. For complete details and context, we recommend watching the full video. so we can fix them.

Summary

The House Committee on Commerce and Consumer Protection adopted a dash‑1 amendment to House Bill 4,098 that narrows the bill’s reach on certain insurance matters and voted to send the bill to the House floor with a due‑pass recommendation after debate about whether the amendment fully shields third‑party claims.

The House Committee on Commerce and Consumer Protection on Feb. 12 adopted an amendment to House Bill 4,098 and forwarded the bill to the House floor with a due‑pass recommendation after members debated the scope of protections for insurers.

House Bill 4,098 would designate a set of insurance practices as unlawful trade practices under Oregon’s unlawful trade practices act, including use of credit history or insurance scores in personal insurance underwriting, use of prior claims in renewal decisions, and failures to provide notice for cancellation or nonrenewal of homeowners insurance policies, according to Mr. Henry, who summarized the bill for the committee. The bill…

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