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Commissioners approve floodplain permit for new building at 1645 Loyce Lane (Bear Creek)
Summary
The court unanimously approved floodplain permit PCT4-1645 for Lot 1R in the Bear Creek subdivision (1645 Loyce Lane, Lake Athens) after staff confirmed survey elevations and read a hold‑harmless clause into the record.
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Joy Kimbrough of the Henderson County Development Office and Floodplain Administration presented a floodplain permit application for Lot 1R in the Bear Creek subdivision (1645 Loyce Lane, Athens). Kimbrough read the required hold‑harmless statement on the record and confirmed supporting documentation, including an updated septic statement and surveyor‑verified elevations, were in the backup materials.
Kimbrough explained the county uses a dual recognized flood elevation for Lake Athens (county requirement cited as 451.03 in the record) and that the proposed structures are documented to be above required levels; the permit was needed because of the differentiation in recognized elevations. She noted that elevation estimates follow FEMA mapping and that surveyor verification accompanied the application.
During discussion, the court asked whether record or deed disclosures would note floodplain status; Kimbrough said the permit and related filings are publicly recorded and that title companies and financial institutions often detect floodplain status during closing. The motion to approve floodplain permit PCT4-1645 was made by Commissioner Richland and seconded by Commissioner McCam; it passed unanimously.

