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District warned of double‑digit health‑insurance renewals; Gallagher estimates $1.2 million impact
Summary
Gallagher broker Allison Evers told the Warren Township board that market trends—pharmacy costs, outpatient utilization and reduced rebate offsets—are pushing preliminary EBC renewal averages to about +16.8% (PPO) and +16.4% (HMO); a district estimate placed the potential dollar impact at roughly $1.2 million.
Allison Evers, a Gallagher broker and consultant, told the Warren Township High School District 121 board on Feb. 17 that several market factors are driving unusually large health‑plan renewal increases for 2026–27.
Evers cited medical‑side inflation, a shift from inpatient to outpatient services and a sharp pharmacy cost trend—driven by new specialty drugs and increased utilization of weight‑management GLP medications—as the primary…
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