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Germantown officials say 2025 medical plan ran under cost; Teladoc credited with savings
Summary
Dr. Castro told the Germantown School District personnel committee that the district's 2025 medical and prescription plan performed at 96% of premium equivalent, with Teladoc use generating an estimated $33,000 in avoided claims; the dental plan finished at 108% after expanded checkup benefits.
Germantown School District officials reported on the district's 2025 employee health plans at the personnel committee meeting Feb. 17, with a presenter saying the medical and prescription coverage performed below cost and Teladoc use helped limit claims.
"Our plan ... performed at 96% of the premium equivalent for the full year," Dr. Castro told the committee, noting that staying under 100% is a positive outcome for a self-funded plan.…
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