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Oregon House rejects bill to bring insurers under consumer‑protection law after heated debate

Oregon House of Representatives · February 18, 2026
AI-Generated Content: All content on this page was generated by AI to highlight key points from the meeting. For complete details and context, we recommend watching the full video. so we can fix them.

Summary

After hours of floor debate about consumer accountability and potential market impacts, the Oregon House failed to pass House Bill 4,098 A, which would have removed a long‑standing insurance exemption from the state's Unlawful Trade Practices Act.

House members on Feb. 18 failed to pass House Bill 4,098 A, a measure that would have allowed consumers and the attorney general to bring claims under Oregon’s Unlawful Trade Practices Act (UTPA) against insurance companies.

Representative [Dobson] moved the committee report and urged passage, saying the bill "ends the longstanding exemption for insurance in our UTPA," closing what she described as a "critical gap in consumer rights." Proponents argued that Oregon consumers currently lack effective remedies when insurers delay or underpay claims and that…

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