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El Dorado County recorder offers free property‑monitoring program to curb seller‑impersonation fraud
Summary
The El Dorado County Recorder-Clerk presented evidence of rising seller‑impersonation schemes targeting vacant land and high‑equity properties and unveiled a free monitoring program with EquityProtect that uses daily record feeds, dark‑web scanning and a recorded UCC backed by a $1 million policy to flag fraudulent transactions.
Janelle Horn, El Dorado County Recorder‑Clerk, told the Placerville City Council on Feb. 24 that seller‑impersonation schemes—often aimed at vacant land and properties with no outstanding mortgage—have increased locally and nationally and that only a small fraction are reported to prosecutors. "Only 10% of real estate fraud gets reported," Horn said, urging property owners and realtors to file complaints with the district attorney's real estate‑fraud division when they suspect a scam.
Horn said impersonators use detailed public‑record information to create convincing fake identifications and are increasingly combining that data…
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