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County receives work-comp update showing lower experience mod and projected savings; insurance presenter flags three federal lawsuits and a large auto-claim
Summary
An insurance representative told commissioners the county's experience mod fell to about 1.19, projecting roughly $40,000 in premium savings next renewal if trends hold; the presenter also reported three federal lawsuits involving a jail inmate and an ongoing auto claim with a multi-million-dollar reserve.
DeKalb County commissioners heard a detailed workerscomp and insurance briefing from an insurer affiliate (Speaker 7) who said the county's experience modification factor had fallen to about 1.19 and that, barring new large claims, the drop should translate to material premium savings at the next renewal.
"If we don't have any more claims, we'll drop down to about a 0.9, which is about a $40,000 savings in premium," the presenter said, while explaining the three-year rolling calculation that…
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