Get Full Government Meeting Transcripts, Videos, & Alerts Forever!
Get email alerts on the Employee Benefits topic
No spam. Unsubscribe anytime.
Board moves post‑65 retiree plan to Humana after reviewing renewal options
Summary
Coweta County approved switching the Medicare Advantage plan for post‑65 retirees to Humana effective Jan. 1; staff said Humana offered comparable benefits with an individual out‑of‑pocket maximum increase from $1,000 to $1,500 and an estimated county cost of $594,000 for 2026.
Coweta County commissioners voted on Nov. 4 to change the county's Medicare Advantage plan for post‑65 retirees to a Humana option effective Jan. 1. The county's insurance broker presented four renewal scenarios for about 128 members: maintaining the current Anthem plan would have increased county cost to approximately $670,000; alternate Anthem options were quoted at roughly $567,000 and $550,000 with significant benefit design changes; moving to Humana was quoted at about $594,000.
Staff noted the Humana option offers equal or better benefits for retirees with the principal change being an increase in the out‑of‑pocket maximum from $1,000 to $1,500. Commissioners discussed plan design and long‑term affordability; one commissioner abstained from the vote due to personal participation in the retirement plan and the motion carried.
Budget context: Staff said the county's current cost for the retiree plan is about $507,000 and the FY26 budgeted amount is $525,000. The board approved moving to Humana and asked staff to explore pharmacy segregation and plan design options in future renewals.
Next steps: Staff will implement Humana coverage effective Jan. 1 and provide administration details to affected retirees.
