Camdenton R‑III board sets district-paid insurance contribution at $668 per employee for 2026–27

The Camdenton R‑III Board of Education voted March 2 to set the district-paid insurance contribution for eligible employees at $668 per month for the 2026–27 school year following a presentation on premium scenarios.

District staff outlined two scenarios for benefits costs. Keeping the district’s current $1,500 deductible would raise district costs by about $60 per covered employee per month — roughly $460,000 annually — while moving to a $2,500 deductible would increase district costs by about $34 per covered employee per month (about $260,000 annually). Staff recommended the $2,500 deductible option while continuing the district’s commitment to pay 100% of employees’ insurance premiums and noting that increases also affect retirement contributions for certified staff.

During discussion board members asked whether employees could buy up or buy down deductibles and how premium changes would break down for family or dependent coverage. Staff said employees would be able to purchase higher or lower coverage tiers at their own cost, and that detailed plan menus were available in the materials.

Committee member 1 moved the resolution to set the district-paid monthly contribution at $668; it was seconded and approved by voice vote. The board’s motion and vote apply to employees who qualify for district insurance benefits; the motion did not alter employee-paid options for spouse or dependent coverage.

What’s next: staff will implement the selected premium structure for the 2026–27 benefits year and include the associated budget adjustments in upcoming financial reports and the March 24 treasurer presentation.