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Broker recommends Option 1 renewal with 6% cost increase; pharmacy refunds expected to cover rise
Summary
Insurance broker John Leggett recommended an Option 1 renewal with Meritain/Veracity/Companion Life and projected a 6% premium increase (~$235,437); he said pharmacy cash refunds totaling $308,000 would more than offset the rise.
John Leggett of MSI, the county’s insurance broker, presented the 2025–2026 group health insurance renewal for Ware County and recommended Option 1 with Meritain/Veracity/Companion Life. He proposed raising employee deductions by $2.00, adding a wellness program managed by EHC, including the Veracity mobile app, continuing life and disability coverage with OneAmerica, and adding a premium Employee Assistance Program through Ulliance.
Leggett projected a 6% increase under Option 1, which he estimated would translate to approximately $235,437. He told the commission that pharmacy cash refunds received by the county from Veracity total $308,000 and that those refunds would more than cover the projected increase.
Why it matters: Employer health insurance renewals affect employee take‑home pay, county benefits budgeting, and program design for wellness and assistance.
What’s next: The item was added to the regular meeting agenda for final action.
