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County staff report roughly $1.04 million savings after switch to self-funded medical plan
Summary
Budget staff reported that Kittitas County's move to a self-funded medical plan reduced projected costs: an initial 39% renewal projection (about $5.07 million) was revised to a $4.03 million realized cost, producing approximately $1.04 million in savings compared with the original projection. Commissioners requested more detail on claim types.
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Andrew Yoder presented the county's self-funded medical plan performance on July 24, saying an initial renewal projection for UHC benefits showed a potential 39% increase in premiums (monthly premium rising from $1,221 to $1,698) that would have raised expected total costs for 249 enrolled employees to about $5.07 million.
After switching to a self-funded plan, the projected increase fell to about 15%, with a revised expected cost near $4.2 million. Year-end calculations from Alliant put cost-to-premiums at about $4.03 million, which Yoder presented as roughly $1.04 million in savings compared with the original 39% projection.
Commissioners asked for more detailed information on the types of claims being submitted; one suggestion was to consider using wellness funds to address high-cost claims. No formal budget action was taken at the meeting; the discussion was informational and staff were asked to return with additional claims detail.
