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Glacier County commissioners agree to fast-track cyber insurance review, target Dec. 1 start
Summary
Glacier County commissioners directed staff to place a cyber insurance policy on the Nov. 25 agenda and sign a short-term policy to begin Dec. 1 if needed, citing a recent phishing incident and rising cyber claims; commissioners will review coverages and costs at the Nov. 25 meeting.
Glacier County commissioners on Nov. 20 heard from an insurance representative who urged the county to move quickly to secure cyber insurance coverage after a recent phishing incident.
The presenter told commissioners that the county had “just had a phishing incident here,” and that carriers are treating cyber as a high-risk area. The presenter recommended a recovery-level policy and said many clients seek roughly $1 million in recovery coverage to address response and remediation costs. The presenter also noted carriers sometimes require employee training and multifactor authentication as part of coverage considerations.
A county staff member asked that the policy be added to the Nov. 25 agenda so the county could pursue a special short-term policy that would provide coverage beginning Dec. 1 rather than waiting until a January renewal date. “Let’s get it now so we could start December 1,” the staff member said; commissioners agreed to place the item on the Nov. 25 agenda for a full review of coverages, costs and policy details.
Commissioners and the presenter discussed practical steps: delivering and reviewing written proposals, meeting with underwriters to confirm exact coverages, and offering countywide training. The insurance representative said proposals had been delivered the prior week and that finer policy language and limits would be reviewed with county staff before any purchase.
The presenter cautioned that while AI tools can streamline policy review and planning, officials should double-check contract language: small changes in wording can materially affect coverage. The presenter described standard carrier requirements for employee cyber awareness training and noted multifactor authentication was already in place in some county systems.
The county did not approve or purchase a specific policy on Nov. 20. Commissioners instructed staff to put the cyber insurance proposal on the Nov. 25 agenda for discussion of costs, coverage limits and any recommended short‑term policy to begin Dec. 1.
