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Authority reviews switching fare payments from Token Transit to Huntington Bank
Summary
Transportation Coordinator Joe Kroll proposed replacing Token Transit with a Huntington Bank merchant point-of-sale system to reduce per-transaction fees; he said Token Transit currently charges about 10% per transaction, while Huntington’s processing fee would be 0.5% plus $0.20 and a $900 terminal purchase is required.
At the Charlevoix County Transportation Authority meeting on Feb. 10, 2026, Transportation Coordinator Joe Kroll proposed changing the fare payment system to Huntington Bank’s merchant point-of-sale terminal in place of Token Transit.
Kroll said Token Transit currently costs the Authority roughly 10% per transaction. He described Huntington Bank’s solution as requiring a one-time terminal purchase of $900, accepting credit cards, storing transaction information for end-of-day transmission, offering automatic deposit with notification to the treasurer, and charging a processing fee of 0.5% plus $0.20 per transaction. Kroll said he will provide detailed cost comparisons and specifications in the next meeting packet.
No vote was taken; members asked for more detailed financial information before any decision.
