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Charleston committee approves $395,000 payoff to release liens on Vista View affordable-housing complex

City of Charleston Finance Committee · October 20, 2025
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Summary

The Finance Committee approved Resolution 25-105 to accept a $395,000 payoff that will release two city-held deeds of trust on Vista View Apartments; the purchaser says it will invest millions to rehabilitate the 333-unit property and extend affordability through a new HUD contract.

CHARLESTON — The City of Charleston Finance Committee on Oct. 20 approved Resolution 25‑105 authorizing the mayor or city manager to accept a $395,000 payoff and release two deeds of trust on the Vista View Apartments.

City staff told the committee the payoff settles a 2005, $1.2 million, zero‑interest loan that had a lump-sum balloon payment scheduled for May 2040. Mr. Michaud said the negotiated $395,000 figure represents a present‑value discount agreed after multiple rounds of negotiation and that the funds will be returned to the specific housing and community development programs that originally provided the loan.

Why it matters: The purchaser has committed to…

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