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Oregon Senate delays Measure 114 implementation, narrows data protections and moves to cap high-cost online loans
Summary
On March 4 the Oregon Senate passed a package of bills: HB 41 45 delays parts of voter-approved Measure 114 to Jan. 1, 2028; HB 40 88 expands privacy and anti‑extradition protections for reproductive and gender‑affirming care; and HB 41 16 opts Oregon out of a federal interest‑rate export rule to enforce a 36% APR cap on consumer finance loans.
The Oregon Senate spent much of its March 4 floor session debating and voting on an array of high-profile measures before adjourning for the day. Senators approved a delay to parts of Measure 114, passed a bill intended to shield patients and providers from out‑of‑state enforcement actions, and voted to restore the state’s 36 percent consumer‑loan cap for most lenders.
Senate leaders opened the day with procedural votes and courtesies before moving through a lengthy third‑reading calendar. The floor’s three longest debates—on firearms policy, health‑care privacy and consumer‑finance rules—drove most of the evening’s work.
The most immediate change came in House Bill 41 45 B, carried on the floor by Senator Reynolds. "House Bill 41 45 B delays the implementation date of Measure 114 to 01/01/2028," Reynolds said on the floor, urging colleagues the move would give law enforcement additional time to prepare for the law’s permit‑to‑purchase requirements. Supporters framed the delay as a practical step while litigation proceeds; opponents cautioned about changing the voters’ timeline. After floor debate, the chamber voted to pass the amended measure on third reading; the clerk announced the measure "having received a constitutional majority is declared passed." (Vote recorded on the floor.)
The Senate also took up House Bill 40 88 A, a health‑care privacy and provider‑protection measure that drew…
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