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Panel hears bipartisan push for online auto‑insurance verification to curb uninsured drivers

House Transportation Committee · March 17, 2026
AI-Generated Content: All content on this page was generated by AI to highlight key points from the meeting. For complete details and context, we recommend watching the full video. so we can fix them.

Summary

Law‑enforcement, insurance agents and deputy registrars told the committee that House Bill 678 would modernize insurance verification with a real‑time database, reduce uninsured‑motorist rates and speed claims processing; proponents urged an 18‑month pilot and careful implementation to protect small carriers and data security.

House Bill 678 drew broad proponent testimony arguing for a real‑time online insurance‑verification system administered in coordination with the Bureau of Motor Vehicles and Department of Public Safety.

Mike Flam, a Cincinnati Police Department traffic‑unit specialist, described operational problems at crash scenes and traffic stops when officers must rely on paper cards or screenshots that can be…

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