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Sponsors propose mandating uninsured motorist coverage in Ohio auto policies

House Insurance Committee · February 24, 2026
AI-Generated Content: All content on this page was generated by AI to highlight key points from the meeting. For complete details and context, we recommend watching the full video. so we can fix them.

Summary

House Bill 595 would require uninsured motorist coverage be included in all motor vehicle liability policies in Ohio (with discussion of opt-out, enforcement and cost impacts); sponsors cited Ohio and national uninsured-driver estimates and said the change protects victims and reduces public assistance costs.

Representatives Mohammed and Williams presented House Bill 595 to the House Insurance Committee, proposing that all motor vehicle insurance policies include uninsured motorist coverage by default to protect victims of crashes caused by uninsured drivers.

Representative Mohammed said the bill amends "section 39 37.18 of the revised code" to require uninsured motorist coverage in all policies, arguing the measure would protect Ohioans from medical bills, lost wages and repair costs when the at-fault driver lacks insurance. He cited national and state estimates, saying national figures indicate…

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