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Vice Chair Lang seeks to update Ohio law for debt‑settlement companies, aligning state rules with federal standards

Financial Institutions and Technology · March 3, 2026
AI-Generated Content: All content on this page was generated by AI to highlight key points from the meeting. For complete details and context, we recommend watching the full video. so we can fix them.

Summary

Vice Chair Lang presented Senate Bill 256 to establish licensing, bonding, auditing and enforcement of debt settlement providers in Ohio and align state law with federal rules; committee members asked whether medical debt is covered and about the absence of criminal penalties in the current draft.

Vice Chair Lang presented sponsor testimony on Senate Bill 256, a bill to create a regulatory framework for debt settlement providers and bring Ohio law into alignment with federal regulations and neighboring states.

Lang told the Financial Institutions, Insurance and Technology Committee that Ohio’s current statute governing debt adjusters — described in testimony as outdated — focuses on nonprofit credit…

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