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County proposes higher repair and emergency assistance caps in updated housing plan

Martin County Board of County Commissioners · March 24, 2026
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Summary

Human Services director Michelle Miller presented an updated Local Housing Assistance Plan (LHAP) proposing higher award caps for owner-occupied rehab and emergency repairs and an expanded rental assistance strategy; the plan will be submitted to the Florida Housing Finance Corporation pending board approval.

Michelle Miller, director of Human Services, presented the proposed Local Housing Assistance Plan (LHAP) for fiscal years 2026-2029 and asked the board to approve submittal to the Florida Housing Finance Corporation. Key proposed changes included increasing the owner-occupied rehabilitation maximum award from $63,500 to $75,000, raising the emergency repair maximum from $16,000 to $20,000 and establishing it as a one-time benefit, increasing the disaster repair maximum to $20,000, and expanding rental assistance to allow utility deposits and incorporate a sustainability guideline to promote long-term housing stability.

Miller said the plan was reviewed and approved by the Affordable Housing Advisory Committee at a February public hearing. Commissioners asked clarifying questions about SHIP fund totals and allocation: Miller estimated annual SHIP spending has been about $1.5 million in recent years and that roughly 25% or less typically goes to rental assistance while rehabilitation constitutes the state-mandated majority. She explained rehab awards typically carry deferred mortgage liens (example: 15-year 0% deferred mortgage as a tool), whereas rental assistance is treated as a grant.

The board approved placing the LHAP on the consent agenda and approved it as presented.