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Staff recommends switching plan to cut renewal to 3.9%; estimated annual savings roughly $35,000–$40,000
Summary
Staff recommended switching to an EGMC core PPO and moving dental/vision to Kansas City Life to reduce the proposed 9.9% renewal to 3.9%, producing estimated gross savings of about $47,000 before employee deductible impacts; trustees asked about union implications and asked for a committee review before finalizing.
Village finance/staff presented the annual health‑insurance renewal and recommended choosing an EGMC core PPO option that reduced the carrier’s initial 9.9% renewal to a negotiated 3.9% increase while keeping the same coverage. Staff said two alternative plan options with slightly higher deductibles or copays would increase employee out‑of‑pocket costs but yield further premium savings; staff calculated one alternate would save about $21,705 and the deeper alternate about…
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