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Chino Hills council adopts resolution urging action to stabilize homeowners and commercial insurance

Chino Hills City Council · September 24, 2024
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Summary

The council unanimously adopted a resolution supporting state and regulator action to address rising premiums and cancellations affecting homeowners and commercial property owners; staff cited frequent constituent complaints and prior outreach to the Insurance Commissioner's office.

City Manager Montgomery framed a council resolution asking state officials and the insurance commissioner to prioritize protections for ratepayers after staff described repeated community complaints about difficulty renewing homeowners insurance and cancellations tied to perceived fire risk.

Montgomery noted Proposition 103's historical role in stabilizing rates and said several regional entities and cities have adopted similar resolutions. Council Member Marquez described outreach meetings with state and regional officials, insurance brokers and legislators that sought to reduce sharp premium increases for local property owners.

Council moved and adopted the resolution unanimously. The measure is a public action asking state officials to consider policy or regulatory changes and to increase transparency about insurer scoring and cancellations. Council members encouraged residents to track legislation in Sacramento and contact the state insurance commissioner's office with individual issues.

The resolution passed 4–0; no amendments were reported and staff indicated this action continues the city's prior efforts to engage with state partners.