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Lawmakers debate MEWA proposal and solvency protections as committee advances bill

Insurance and Real Estate Committee · March 12, 2026
AI-Generated Content: All content on this page was generated by AI to highlight key points from the meeting. For complete details and context, we recommend watching the full video. so we can fix them.

Summary

The committee advanced HB5378 to the floor after lengthy debate over association health plans (MEWAs). Supporters said pooling risk could lower premiums for small businesses and nonprofits; critics warned of insolvency risk and urged stronger reserve and trust provisions.

The Insurance and Real Estate Committee voted to send HB5378 forward after a protracted argument over whether self‑funded association plans (MEWAs) provide needed relief for small employers or pose unacceptable solvency risks.

Representative Meskers and other proponents said MEWAs create a way for small businesses and nonprofits to pool risk and obtain more affordable coverage. "This is an attempt to provide our small businesses with the opportunity to pool their risk, pool their resources, reduce…

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