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United Way outlines 'First Grade Futures' 529 program to Xenia council; council agrees to consider resolution

Xenia City Council · March 27, 2026

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Summary

Representatives from United Way of Greater Dayton presented a First Grade Futures 529 program that would seed eligible first-graders' accounts with $100 and ask the city to fund an initial pilot at an estimated $41,500; council expressed support and asked staff to return with a resolution and appropriation.

Representatives from the United Way of Greater Dayton described a proposed First Grade Futures program to the Xenia City Council on March 26 that would open Ohio 529 college- and career-savings accounts for first graders who reside within city limits and provide an initial $100 deposit funded by the program.

Tom, President & CEO of United Way of Greater Dayton, and Rebecca Cantrell, United Way's Greene County director, said United Way would serve as the local partner for outreach, eligibility verification and program administration. The presenters said the program would accept any first grader residing in Xenia regardless of which school they attend and could be structured to permit additional contributions from schools, community partners or parents.

City leaders discussed an initial first-year budget figure cited by council members of about $41,500 to cover up to 250 students, outreach, staffing and a secure sign-up portal. The council voiced support and directed staff to prepare a resolution and a supplemental appropriations ordinance for the council’s next meeting to set aside funding if members decide to move forward.

United Way emphasized the accounts are Ohio 529 accounts and that funds are governed by state rules (including provisions for rollover to retirement under new law if not used for education). The council asked about residency scope, donor options and program administration; presenters said funds remain in the account and the program is not refund-based.

Council indicated general support and requested staff bring formal resolutions and appropriation language to the next meeting for a vote.