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Senate committee moves SB100 to require rideshare drivers to show rideshare-specific insurance after crashes

Louisiana Senate Insurance Committee · March 18, 2026
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Summary

SB100 would require transportation network company drivers to produce rideshare-specific proof of insurance at crash scenes while on active transport; the sponsor and committee discussed app-based proof, personal-policy endorsements and existing penalties before the bill was reported favorable.

Senator Jenkins presented Senate Bill 100, which would require transportation network company drivers to provide proof of rideshare-specific insurance at the scene when they are engaged in an active fare. The sponsor said current law requires production of insurance only after an officer requests it, which can delay claims when personal auto policies exclude rideshare activity.

Sponsor testimony described three practical fixes: require immediate disclosure of rideshare insurance when the driver is on active transport; allow app-based or company-provided paper proof to satisfy officers at the scene; and rely on existing penalties in current law if a driver fails to provide proof. The sponsor said the bill is not intended to be harsher than standard proof-of-insurance requirements and that officers retain discretion to impound or tag vehicles when appropriate.

Committee members asked how proof would be shown if a driver relied on a personal-policy endorsement rather than the company policy and whether standard insurance cards would display endorsements; sponsor said companies currently provide drivers with paper proof and app-based verification and that an endorsement on a personal policy would also satisfy the bill’s requirement but could require operational checks with industry representatives.

Senator Barrow moved to report SB100 favorable and the committee reported the bill favorable without recorded opposition. The bill will advance for any required additional referrals and administrative follow-up with industry.