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Repossession licensing bill held for further work after questions on fees, LPRs and storage

Employment, Labor and Pensions Committee · January 14, 2026
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Summary

House Bill 12‑72, which would create licensure and oversight for repossession operators and regulate license‑plate‑reader use and storage/inventory of recovered personal property, was discussed at length and held for additional work after stakeholders and members requested clarifications on fees, notice requirements and technology access.

Representative Sean Quiler presented House Bill 12‑72 to establish licensure, training and oversight for collateral recovery (vehicle repossession) operators. Quiler said the measure aims to protect consumers and address risks when repossessions occur in driveways, parking lots or late at night, and to require professional standards and auditability when industry operators use license‑plate‑reader (LPR) technology.

Carrie Summers of the Indiana Credit Union League testified with concerns about two…

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