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Hearing on bill to bar medical debt from credit reports draws split testimony from advocates, landlords and banks

Financial Institutions Committee · January 13, 2026
AI-Generated Content: All content on this page was generated by AI to highlight key points from the meeting. For complete details and context, we recommend watching the full video. so we can fix them.

Summary

At a "hearing only" on HB 10-51, consumer advocates and nonprofits urged banning medical debt reporting to consumer bureaus; landlords, bankers and hospitals opposed a blanket prohibition and urged alternatives such as improved payment-plan transparency. No committee vote was taken today.

The Financial Institutions Committee held a hearing on House Bill 10-51, a proposal to prohibit health care providers from furnishing medical-debt information to consumer reporting agencies. Representative Summers, sponsor of the bill, said the measure aims to prevent medical debt—s unique, often involuntary burden from continuing to block access to housing, jobs and credit.

Supporters included Sam Sneidman of United Way Central Indiana, Erin Macy (consumer-research testimony) and the Indiana Minority Health Coalition. They argued that medical debt typically results from emergencies, is often…

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