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Rep. Commons’s bill would bar insurers from forcing 'gun‑free' notices on property owners, sponsor says
Summary
Representative Commons introduced HB 12‑74 to prevent insurers from requiring property owners to post gun‑free signage as a condition of coverage or pricing; insurers and industry groups raised concerns about premises liability and rate‑making (Section 7) and the committee said it will work on amendments.
Representative Commons presented House Bill 12‑74 as a property‑rights measure, arguing that "property owners, not insurance companies, should decide what rules apply on their own premises." The sponsor said the bill is intended to prevent insurers from coercing signage choices by withholding or conditioning coverage, while preserving existing statutory gun‑free zones and owners' voluntary choices to post notices.
Insurance industry witnesses, including John Zarech of the…
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