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Bill would require human sign‑off and disclosure when insurers use AI in adverse determinations
Summary
Rep. Alicia Gregg's HB 14‑06 would bar insurers from using AI as the sole decision‑maker for claim denials and payment reductions, require disclosure when AI is used, and compel recordkeeping for audits; the Insurance Department supports guardrails but insurers warned the bill could duplicate or expand existing regulatory authority and unintentionally slow administrative functions.
The Commerce Committee examined HB 14‑06, a bill that would add AI‑specific safeguards to New Hampshire law for health insurance claims processing.
Sponsor Representative Alicia Gregg told the committee that AI systems can be trained to produce cost‑driven outcomes and that denials or payment reductions should be made by a qualified health care provider, not solely by an algorithm. "When it comes to denying or reducing health care claims, real doctors should make the final call, not algorithms,"…
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