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New York bans most employer credit checks starting April 18, attorney says

Today's Verdict (BronxNet) · April 9, 2026
AI-Generated Content: All content on this page was generated by AI to highlight key points from the meeting. For complete details and context, we recommend watching the full video. so we can fix them.

Summary

A new New York state rule effective April 18 will bar most employers from asking about applicants' credit histories; an employment lawyer told BronxNet the rule allows exceptions when a job’s duties are financially sensitive and requires employers to document their justification.

A new New York law that takes effect April 18 will prohibit most employers, staffing firms and labor organizations from asking job applicants about their credit histories, host David Lesh said on BronxNet’s "Today's Verdict." Patrick J. Boyd, founder of the Boyd Law Group, told the show the measure covers credit scores, bankruptcies, collections and other financial‑history questions.

“Starting April 18, a New York state employer cannot ask an employee about their credit when they're applying for a job,” Lesh said. Boyd added that the law follows a 2015 New York City restriction…

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