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WCIA deputy director warns Richland council of rising municipal liability costs
Summary
Robert Osco, deputy director of the Washington Cities Insurance Authority, told the Richland City Council on April 7 that rising jury awards and reinsurance costs are straining municipal insurance pools and urged councils to stay in their legislative lane to limit liability exposure.
At a Richland City Council meeting on April 7, 2026, Robert Osco, deputy director of the Washington Cities Insurance Authority (WCIA), told council members that mounting jury awards and reinsurance price spikes are increasing costs for municipal insurance pools and could affect local budgets.
Osco, who presented an overview of WCIA’s role as an interlocal risk pool for cities, said WCIA currently provides $20 million in liability coverage to members and takes the first $5 million of each claim, with reinsurance purchased above that layer. “We only insure municipalities or municipal agencies,” he said, describing the pool as a…
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