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Gate City Bank proposes $2 million for Home Improvement Partnership in 2026
Summary
Gate City Bank representatives told the East Grand Forks City Council they will allocate $2,000,000 in 2026 for the Home Improvement Partnership program, citing cumulative regional contributions since 2023; the bank invited council questions and outlined program benefits.
Gate City Bank representatives presented the bank’s Home Improvement Partnership program to the East Grand Forks City Council and said the bank will allocate $2,000,000 to the initiative in 2026.
Katie Graham, a Gate City Bank representative, told the council the program offers below-market-interest loans for repairs, additions and security upgrades that are intended to help ‘‘beautify our neighborhoods and our communities.’’ She said Gate City Bank has supported the program regionally and stated that, “In 2026, we are happy to allocate $2,000,000 to this incentive.” Graham also said the bank’s contributions since 2023 totalled approximately $127,000,000 across North Dakota and northern Minnesota.
The presentation was introduced by a staff member who noted the bank’s representatives — Katie, Vicky and Tanner — were available to answer questions. Council members thanked the representatives and no substantive questions were recorded in the meeting minutes.
Next steps for the program (application process, eligibility rules or city-level approvals) were not specified on the record; council members did not move or vote on a related ordinance or funding commitment during the meeting. Gate City Bank offered to provide further detail if council members had follow-up questions.
