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Pittsville board selects insurance plan that raises HSA contributions, accepts higher deductible share
Summary
After reviewing multiple scenarios, the board approved 'Scenario 2 Option A' for 2026–27, which increases employee HSA contributions and adjusts deductibles and an 80/20 coinsurance split; staff said the move keeps the district closer to referendum budget assumptions while sharing costs with employees.
The Pittsville School District board voted to adopt a health-insurance package for the 2026–27 plan year described in staff materials as "Scenario 2 Option A." The package increases health-savings-account (HSA) contributions, adjusts the deductible to HSA-eligible thresholds and applies an 80/20 coinsurance split.
Staff presented six scenarios showing differing premium impacts to the district and employees. Scenario 1 would have added roughly $159,000 to district costs; Scenario 2 Option A and Scenario 4 Option B were presented as the best cost-sharing balances. The board signaled consensus around Scenario 2 Option A, which staff summarized as an increased deductible for HSA eligibility (single/family amounts discussed publicly) and an HSA contribution increase to $7.50 (single) and $1,500 (family) levels in the materials.
Board members discussed encouraging employees to choose lower-cost networks in future years and the tradeoffs between deductible size, HSA support and name-brand provider networks (Marshfield Clinic, Aspirus, UW Health). A motion to adopt Scenario 2 Option A was moved and seconded; the board voted by voice, with the motion carried.
Staff will implement the plan and coordinate enrollment materials and communications with employees before the new plan year.
The board also approved long- and short-term disability insurance with Madison National and confirmed a three-year auditing contract with CliftonLarsonAllen in related business.
