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Committee examines manufactured‑housing zoning, titling and mortgage access under H.757
Summary
Experts from Pew, a credit union and state officials told the Senate committee that zoning overlays, titling rules and financing practices affect manufactured housing affordability; witnesses urged clearer titling rules and zoning reforms to broaden mortgage access.
On April 14 the Senate Economic Development, Housing & General Affairs Committee took testimony on components of H.757 addressing manufactured housing, titling and limited‑equity cooperative structures.
Rachel Siegel, a senior officer at the Pew Charitable Trusts’ Housing Policy Initiative, told the committee manufactured housing must be treated carefully in state law because HUD‑code manufactured homes differ from modular or panelized factory‑built units that must conform to local building codes. Siegel said reforms in zoning and titling are key levers: treating manufactured homes the same as comparable single‑family units in zoning and making conversion to real‑estate titling easier allows…
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