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Insurance and data companies press for exemptions as consumer groups press deletion rights in H.2 11 debate

Senate Economic Development, Housing & General Affairs · April 16, 2026
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Summary

Industry witnesses from NAMIC and LexisNexis urged carveouts or California-aligned data‑level exemptions to protect insurance underwriting and identity‑verification services, while VPIRG and Consumer Reports urged robust deletion rights and a path to a universal opt‑out portal.

Industry witnesses urged narrow exemptions for insurance and regulated data uses while consumer advocates and Consumer Reports pressed for deletion rights and broader protections.

Sean McLaughlin of the National Association of Mutual Insurance Companies said insurers are subject to the Gramm‑Leach‑Bliley Act and related state regulation, and he asked the committee to consider an entity or targeted exemption so that actuarial needs, fraud prevention and long‑tail claims remain intact. "We would just like to see an amendment ... exempting insurance from the bill," McLaughlin told the committee.

Dylan Zwicky of…

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