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County trust presents workers’ compensation option; presenters say their targeted pool and loss‑cost multiplier can cut Weber County premiums
Summary
Trust representatives told the commission their workers’ compensation proposal uses the county’s same payroll and eMod but a lower loss‑cost multiplier, which they said yields a lower premium than the state fund; commissioners asked staff to 'trust but verify' and requested written guaranteed quotes and references from hybrid counties.
Representatives of a county insurance trust visited the Weber County Commission work session to present a workers’ compensation coverage option they say could lower the county’s premium compared with the state Workers’ Compensation Fund.
The presenters explained the standard underwriting inputs — payroll by class code, National Council on Compensation Insurance (NCCI) rates and the county’s experience modifier (eMod, reported at 1.06) — are the same inputs used by any carrier. The trust’s representative…
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