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Insurance advisory committee: Cheshire health plans "well managed" but recommends broker review and higher excess liability
Summary
An insurance advisory committee told the Town of Cheshire the town’s medical plans are performing at or slightly below municipal benchmarks and recommended targeted medical‑management changes, a broker review and exploring higher excess liability for property/casualty risks.
Katie Archer, an insurance advisory committee member, told the council the group reviewed medical and property/casualty coverages and concluded the town’s health plans are “running slightly below the benchmark of other municipalities’ plans.”
The advisory committee, formed earlier this year, framed its work in three areas: whether plans are operating well, why the Board of Education’s costs differ from the town’s, and short‑ and long‑term recommendations. Archer said strong preventive‑care uptake — screenings and annual physicals — helped keep costs more moderate.
“Are the plans running well? We do think…
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