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Council joins county in CHIP housing-rehab partnership; county will manage grants and forgivable loans
Summary
Greenville authorized a partnership with Darke County and the Ohio Department of Development for the Community Housing Impact and Preservation (CHIP) program; staff said the program costs the city nothing directly and could deliver principal-forgiveness loans up to $80,000 for eligible owner-occupied rehab projects.
The Greenville City Council adopted a resolution authorizing the city to participate in a county-run partnership with the Ohio Department of Development for the Community Housing Impact and Preservation (CHIP) program.
Safety Service Director Dell explained the program expands county funding availability (the county application could increase funds from about $400,000 to $700,000 countywide) and that the county administers the program, conducts bidding, selects contractors and determines applicant eligibility. For the city, staff said participation does not require city funds.
Program features described by staff include principal-forgiveness loans for full rehabilitation (examples cited up to $80,000 with a five-year forgiveness schedule if the homeowner remains in the property) and smaller repair grants (on the order of $22,000) often used for roofs or other targeted work. Applicants must meet moderate-to-low-income thresholds and other eligibility criteria; the county maintains a waiting list and prioritization committee.
Council members asked how the county prioritizes applicants; staff said a county committee evaluates need and that the county runs lead-abatement and other funding streams to layer assistance.
The resolution makes city residents eligible for CHIP funding and authorizes the mayor to enter into the partnership agreement; the measure passed on council roll call.
