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Board approves Delta Dental renewal and a higher-deductible Quartz health plan after market review
Summary
After hearing market analysis from m3 Insurance and staff, the Beaver Dam Unified School District board approved a Delta Dental renewal (4.5% increase) and a move to a higher-deductible Quartz health plan with a 3.6% overall premium increase plus one-year increased HSA contributions ($750 individual, $1,500 family).
The Beaver Dam Unified School District board voted to renew its dental plan with Delta Dental at a 4.5% premium increase and to remain with Quartz for medical coverage while shifting employees to a higher-deductible plan that lowers district cost growth. The medical motion, approved separately, also includes a one-year employer HSA contribution increase of $750 for individuals and $1,500 for families.
Administration and benefits consultant Brianna Hellebrand of m3 Insurance presented the district with multiple quotes and market context. Hellebrand described a difficult renewal season for many districts, citing double-digit increases across the state and medical trend estimates of 8–9%. Officials said…
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