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Jay County approves USI as benefits broker after discussion of ICHRA and rate options
Summary
Commissioners voted to switch the county's benefits broker to USI Insurance and to keep the county on the PHP fully insured plan after USI outlined options including an ICHRA estimated to save about $245,000 for 2025; the motion passed by majority vote.
Chad Aker, president of the Jay County Commissioners, presided as USI Insurance presented benefits options to the board. Tom Schweisthal and Alex Dickman, vice presidents of employee benefits for USI, recommended retaining the county's fully insured PHP plan if USI became broker but also described alternatives including partial self‑funding and an Individual Coverage Health Reimbursement Arrangement (ICHRA).
Schweisthal told commissioners the ICHRA approach—under…
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