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Board hears insurer increases, considers a new employee-plus-one tier to ease premiums
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Summary
Business presenter Dr. Woldt told the board the district faces notable insurance-rate increases from the cooperative; staff proposed adding an employee-plus-one tier to relieve some employees' premiums and discussed exploring additional plan types next year.
Dr. Woldt presented the district's insurance renewal outlook and described a range of increases reported across the cooperative, noting the district's increase was substantially lower than some peers but still material for employees.
He said one option under consideration is adding a "single plus one" tier (employee plus one dependent) to the standard PPO to reduce monthly premiums for employees who might otherwise pay family rates. Dr. Woldt said the change could save employees who moved an estimated $252 per month and save the district roughly $850 a month per member who migrated to the new tier, based on census projections of approximately six employees who could shift plans.
Board members and staff discussed timing constraints because renewal rates are received close to open enrollment, limiting the opportunity to market alternative options before staff make selections. The union expressed interest in exploring alternative plan designs (HMO, HDHP with HSA) and staff recommended educating employees with benefit calculators during open enrollment.
A motion to approve insurance-rate related recommendations was moved and, after recorded ayes from board members, advanced as presented. Staff said further plan design work and potential market outreach would occur next year in coordination with the broker.
No specific premium increases for district employees beyond the presented options were adopted in detail at this meeting; staff will follow up in subsequent committee work.

