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Council hears insurance renewal presentation showing modest increase; members discuss HSA and multiple-plan options
Summary
An insurance presenter told the council that Wellmark proposed a 3.95% overall medical premium increase; council members questioned HMO vs PPO offerings, high-deductible options and HSA/HRA structures and asked staff to prepare side-by-side illustrations and options for a future work session. No final coverage change was recorded in the transcript.
The council heard a presentation on the city employee insurance renewal after a motion to allow the presenter to speak. The presenter summarized claims history, loss ratios and renewal options and said Wellmark was proposing a 3.95% rate increase for the coming year.
“The first page just shows how Wellmark is proposing a 3.95% rate increase for this upcoming year,” the presenter said, and described a premium-versus-claims report dating back to 2021 that the…
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