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Louisa County board adopts ISAC dental plan with $1,500 annual maximum
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Summary
After a presentation from a benefits consultant, the board voted to move the county dental plan to an ISAC Delta Dental option with a $1,500 annual maximum, a change officials said would reduce family costs and add orthodontia for children while modestly shifting costs for some single employees.
Louisa County supervisors voted to switch the county's dental coverage to an ISAC Delta Dental option with a $1,500 annual maximum following a detailed presentation on plan differences and cost impacts.
The presenter, introduced to the board as Jerry, told supervisors the ISAC options would provide earlier enrollment, a broader network and, in some cases, lower out-of-pocket costs for families. "From a family perspective, in my opinion, it's a no-brainer," Jerry said, citing inclusion of pediatric orthodontia under ISAC and improved coverage for procedures currently classified as 'major' on the county's Principal plan. Board members heard that the county currently reports 21 single and 44 family enrollments and that the county pays 85 percent of the single tier.
Supporters said the 1,500 plan preserves most benefits while lowering the county's renewal exposure. One supervisor said the family rate would fall by nearly $10 per month, while single employees might see a modest increase depending on the option chosen. After brief discussion about whether to keep the $2,000 maximum, a supervisor moved to adopt the ISAC plan with the $1,500 maximum and the motion passed on a voice vote.
County staff will work with the presenter and enrollment staff to finalize rates, update handbooks and provide employee education before the next enrollment period. The board did not specify an effective date in the discussion recorded.
