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Stewartville council keeps current municipal liability limits after insurance presentation
Summary
The council heard from Alicia Nelson of First American Insurance about the city's 2026 property and casualty renewal and voted to continue its existing tort-liability limits rather than waive statutory caps; Nelson described a mix of rate decreases and coverage increases for 2026.
Alicia Nelson, the city's insurance agent from First American Insurance, reviewed the city's 2026 property and casualty renewal and the council voted to maintain the city's current tort-liability limits.
Nelson told the council that continuing current practice would mean claimants would remain subject to the existing statutory-limit treatment: "if you do not waive the statutory limits, the individual claimant could recover no more than 500,000 on any claim," she said, and explained how that figure relates…
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