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Senate approves bill to bar insurers from excluding coverage when peace officers damage homes
Summary
The Senate passed House File 4133, which prohibits homeowners policies from excluding coverage for certain damage caused by peace officers, sets remediation standards, and creates a process to make homeowners whole, prompted by testimony about a family’s lengthy struggle to recover their home.
The Minnesota Senate approved House File 4133 on third reading, a bill that restricts homeowners insurance policy exclusions for damage done by peace officers and creates clearer standards and processes for remediation and reimbursement.
Senator Wesselen described the measure in a lengthy floor statement that invoked the experience of a constituent family. Recounting a return to a home he said had been “destroyed in every room except…
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